Credit cards are ideal for situations when you are on a tight budget or low on cash. However, these days, there are so many credit cards that picking the right one can be daunting at times. It is not necessary to aggressively optimize your points though. All you need to do is pick a good reward card, and ensure you pay your bills on time. The points can be easily used for tons of things such as airline tickets, groceries, or your favorite electronics. So, check out the top points earning credit cards in the country.
- Citi Cards
Citi offers numerous cards with every possible feature you can think of. If you worry about annual or late fees, then you can pick a card that does not charge the same. For instance, the Citi Double Cash Card is one of the top points earning credit cards you can find the country with “no annual fee.” You can enjoy cashbacks on several everyday purchases. You can earn 2% on purchases offering 1% cashback. Further, you can get an additional 1% as you pay for the purchases.
Do you love shopping on Amazon? Why not get paid for it? Well, the Amazon Prime Rewards Visa Signature Card can help you out. As you shop for products online on Amazon, you get rewarded with points. You can enjoy 5% cashback for products purchased at the Whole Foods Market and Amazon.com. For all the expenses paid through this card at restaurants, drugstores, or restaurants, you get 2% back. Purchases made at any other place get you 1% back. This is certainly one of the top points-earning credit cards in the country.
- American Express
The American Express Gold Card is another one of the top points-earning credit cards in the country, as it promises 35,000 membership reward points when you spend $4,000 within three months of signing up. Groceries are a major chunk of everyone’s purchases. Furthermore, you can earn 4 times the membership points when you dine at select restaurants across the world. Your trips abroad will be less stressful as transactions made with this card will not invite transaction fees. You can get a great deal on your groceries if you sign up for the Blue Cash Preferred Card.
- Capital One
Among the top points earning credit cards in America, the Venture Rewards Card stands out for sure. They reward you for travel, the card awards top points as you clock-in miles, purchase tickets, and make reservations at hotels. You can enjoy a welcome bonus of 50,000 miles as soon as you spend $3,000 within three months of signing up. Reward points add up swiftly as you get five times miles on hotels and rental cars booked through Capital One Travel. Every other purchase gives you two times the miles.
All in all, there are numerous options for those who would like to earn the best reward points on their credit cards. Choose from the above ones and enjoy your everyday purchases even more.